Upon further research on this car warranty company I found the following to complement the story I heard:

• Complaints on Ripoff Report
• Complaints on Complaint Board
• Their website is null

Interesting enough, I haven’t found any news articles on this extended car warranty company.

A lot of the complaints read followed an interesting pattern: They never paid my repairs that was covered in my contract. I went to their business location and they were gone! There was an eviction notice on their business location. I can’t get a hold of Agape.

So what’s up Agape?

This goes to show that before you decide to purchase an extended bumper to bumper car warranty or a used car warranty you need to do research on the different car warranty companies out there! Find a company that will help you along the way and find the best car warranty out there for your car and situation!

Any repair required due to normal wear and tear. Repairs required due to overheating, regardless of the cause of overheating, or repairs required due to loss of fluids, regardless of the cause of the loss of fluids. These include, but are not limited to, loss of engine oil, coolant, transmission fluid, freon, power steering fluid, or axle grease. Repairs to be covered components that are performing the function for which they were designed……..Tires, battery, all glass, lenses, sealed beams, light bulbs, brake rotors and drums, shock absorbers, exhaust components, catalytic converter, charcoal canisters, door handle assemblies, speakers, telephones, televisions, AM/FM radio/cassette/CD players exceeding three hundred dollars ($300) repair or replacement costs, GPS/Navigation systems exceeding three hundred dollars ($300) repair or replacement costs, combination GPS/navigation amp; radio units exceeding three hundred dollars ($300) repair or replacement costs, DVD players, game centers, audio/video equipment, radar detectors, touch screens and/or voice activated accessories, voice recognition systems, safety restraint systems to include airbags and related components, fusable links and fuses, circuit boards, head light assemblies, tail light assemblies, shop supplies, hazardous waste charges, bolts, screws, nuts, washers…..

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I would like to know what is covered. In defense of this contract, they do mention that repairs needed as a result of not properly maintaining your vehicle would not be covered. This makes sense to me; if you’re not going to take care of your car regularly then you shouldn’t get repairs covered. On the other hand, this contract also states that normal maintenance is NOT covered. So, what I’m getting from this is manufacture malfunctions are covered, but nothing else?

Remember to research different extended car warranties and read the excluded repairs before signing a contract.

• Find out how much of your repairs will be covered
• Read user reviews and ratings on different extended car warranty companies
• Call and discuss your needs with a reputable representative

When you buy a brand new car it is usually covered with a manufacture bumper to bumper warranty. This warranty covers nearly everything for the first three years or up to 36,000 miles, whichever comes first. Basically, this is to give the new car owner piece of mind  that when they are driving their brand new spiffy vehicle around that repairs or unforeseen malfunctions will be covered.

Now, an extended car warranty or automotive service plan, as it is also called, is great for the individual that keeps their car longer than three years or 36,000 miles, but still wants major repairs and maintenance costs covered or reduced. I find that this is a great way to keep your car running great without having to spend loads of cash on repairs or a new car. I think that in today’s economy people are finding that it is more feasible to keep the car they own maintained rather than buying a new car every few years.

There are many extended car warranty companies out there that offer great automotive service plans, but there are a few that will take advantage of your situation or try to hard sell you into buying a warranty that is not worth it’s weight in dollars. Check out some automotive warranty review sites before diving into an automotive service plan. Or call a representative and discuss your options.

Avoid losing out on an extended car warranty by following these simple tips:

• READ the fine print
• Do not sign or pay for anything until you understand what is or is not covered in a claim
• Research different extended car warranty companies
• Read reviews online, left by consumers
• Read ratings online
• Call the different companies or a company that will help you decide which extended car warranty company is right for you
• Research what sort of repairs your particular make and model may need in the future and find out if  the extended car will pay for these or not.

Just following these simple steps may save you thousands of dollars in the future. Good Luck!

• US Fidelis has an “F” rating with the BBB
• Class action lawsuit against them for unethical business practices
• Sued by BMW for $200,000 for illegally using their trademark
• Sued by Missouri Attorney General for unethical marketing
• Settlement with Verizon because US Fidelis was behind telemarketing cell phones

Personally I’m not surprised that they are laying off hundreds of workers after reading all the shady business practices they have been implementing. If you hear it from the owners though, they are just victims of the economy and bad publicity. They are not doing so bad though; multimillion dollar homes and vacation homes around the world, fancy cars and boats. Seeing such an extravagant lifestyle they are leading makes one wonder why the company can’t afford to cover more claims…

If you would like to read more about what has been going on with US Fidelis check out this local news story.

It seems as though hardly anybody can afford a new car today that comes with a new car bumper to bumper warranty. On the same note it is getting more and more difficult to afford the repair costs associated with your car that is no longer covered by it’s bumper to bumper warranty. One way to curb the costs of car repair and maintenance is to buy an extended car warranty. An extended car warranty will help with the costs of car repair and extend the life of your car.

If you are looking to buy a car warranty you should do some of the following:

• Look online at the different car warranties
• Read extended car warranty reviews
• Find the best extended car warranty to fit your needs
• Make sure you understand the various common repairs that may be needed for your specific make and model

Some of the best car warranty information can be found on auto warranty review sites like Automotive Warranty Review, or you can call for an instant car warranty quote at Mr. Car Warranty. Whatever it is you find you need for your vehicle repair needs you can discover it through good research.

One way to come to an educated decision about which car warranty company to go with is by reading online car warranty ratings and reviews. There are many great sites on the web that have an overview of several car warranty companies with car warranty ratings for each. These ratings for the different auto warranty companies are written by consumers for consumers. An easy way to determine if a car warranty company is the company for you is by calling a representative and getting an instant quote; this way you can decide quickly and simply. You could also visit Automotive Warranty Review, and read several car warranty reviews and the work is done for you!

Finding a car warranty plan that compliments your specific car make and model is necessary if you want the best plan for your budgetary needs. There are currently many auto warranty plans on the market, but they are not all the same. Auto warranty services vary from car to car; they are not a one size fits all type of service. How can you make sure that the auto warranty plan you are selecting is the one for your car? There are a few steps you should take while researching an auto warranty plan for your car. When you go about buying a car warranty while following some guidelines you are more likely to be satisfied with the auto warranty service plan you end up purchasing.

When you are researching an auto warranty plan

• Gather as much information about the make and model of your car as you can.

Some repairs are more recurring on certain cars than others. When you can anticipate a certain repair for car you should make sure this repair or service will be covered by the extended auto warranty you are purchasing.

• What kind of deductible can you expect with your extended auto warranty?

You do not want to be surprised when you are expected to pay a deductible; research if there is a deductible with your auto warranty plan and if there is, how much?

• Is your car eligible for an extended car warranty?

Some cars are extremely expensive to repair; some of these models are not eligible for an extended car warranty because it is not cost effective for companies. Determine if your car can be covered by an extended car warranty. Calling a representative can answer this question immediately.

• What kinds of reviews are these car warranty companies getting?

Check out the auto warranty reviews of the different companies you are researching. Consumers usually do not lie about their experiences with a company, if they were treated well and with respect they will let you know with a great auto warranty review.

Remember, before purchasing a car warranty plan, check out the different aspects of each auto service plan available for your car’s make and model. Read the different auto warranty reviews and determine which company will work with your needs the best. When in doubt, or if you have additional questions contact a car warranty company; their representative will be able to answer your questions and give you an instant quote over the phone.

Just last week my friend took their car in to get one thing fixed; the resulting bill was close to $1000. If she had an extended car warranty she may not have had such a large bill. My friend, like most people, finds it difficult and cumbersome to come up with a grand during a time when a job is nonexistent and the holidays are around the corner. But, like most people, she need a car to drive around, so she dipped into the dwindling savings and ate the cost.

Depending on the car warranty program you decide to purchase, you may not ever have to face outrageous car repair bills again. Imagine paying a fee upfront for an extended car warranty and have the rest of your repair bills taken care of or costs cut. Discounts on anything are great nowadays and in the case of a great extended car warranty plan you may have many discounted repair costs in the future.

How do I get an extended car warranty?

• Have your make, model, and mileage information ready
• Visit a few car warranty review sites
• Gather the names of different car warranty companies that look like they may fit your needs
• Call and get an instant quote

Once you have an extended car warranty your life may be just that much easier!

Do you have a similar story about an extended car warranty, leave a comment?

Most car dealers offer a bumper to bumper car warranty when you buy off their lot; this usually covers repairs and most worn out parts. However, if a part is worn by normal wear and tear, like your windshield wipers, they will usually not cover the costs. A bumper to bumper car warranty issued by the dealership or manufacturer normally lasts three years or up to 36,000 miles, whichever comes first. If your car is only two years old, but you put over 36,000 miles on it, then the warranty is up. Or, if your car is four years old and only has 20,000 miles on it, then the warranty is still up.

An extended car warranty is great for anyone driving a car that will last them awhile and does not fit into a new car warranty. Take some time to research both your car and different auto warranty companies. Most people find that reading car warranty reviews and ratings left by others are extremely helpful. What most people do not realize is that extended car warranties do not cover everything; that is why it is important to research your car model and foresee some upcoming problems that may occur. Shop around and call for a quote at different auto warranty companies; discuss your needs with a representive and get matched up with the best car warranty plan at the best price.

There are many different car warranty companies that offer all sorts of extended car warranty options that will take care of repairs after your bumper to bumper warranty runs out. Each auto warranty company offers a different car warranty plan  and deal, so find the one that is right for you.

There can be many confusing aspects in buying an extended car warranty or a vehicle service contract and unless you read the fine print and understand what your car really needs in the long run you may end up spending money on the wrong thing. In today’s market terms like extended car warranty, used car warranty, car warranty, and vehicle service contract are thrown around loosely and their meanings are often intertwined with one another. While shopping around for a car warranty you may find yourself asking, “What is the difference between an extended car warranty and a vehicle service contract?” or “Is there a difference between an extended car warranty and a vehicle service contract?”

Truth be told, there really is not a difference between an extended car warranty and a service contract; they are one and the same. A car warranty is usually sold with the car and covers unforeseen problems or malfunctions a car may have before a certain amount of miles. An extended car warranty or service contract is sold as an extra and covers repairs and maintenance a car has while driving it.

Before you make your decision…

• What is the current warranty on your vehicle?
• How long do you plan on driving your car?
• How reliable is your car?
• Who is behind the extended car warranty?
• What is the deductible?
• Can you take your car to any shop for repairs?

Before diving into an extended car warranty purchase take a look around and do some research. Check out a few reliable auto warranty review sites like Automotive Warranty Review. This site has done the research for you and has the convenience of allowing consumers to comment on different automotive warranty companies and rate them according to their experience. Looking into what a company has to say about itself does not hold much clout; they are trying to sell you their product, looking at what others have to say about the company will really tell you the truth about the car warranty company. There are many great auto warranty companies that will sell you a great extended car warranty and you can walk away with peace of mind that you have made a great deal.

In these times it’s the normal thing to go with the cheapest product available, but do you really want to buy the cheapest car warranty available? When you are gathering your car warranty information price should not be the only factor you look at to decide whether or not this is the car warranty company you should go with. Usually, in order to cut the cost down on car warranties and stay competitive, car warranty companies will also cut back on the services and repairs covered by the car warranty. What is the point of buying a car warranty if it does not cover the repairs that your car needs? During these tough economic times buying a car warranty online that does not cover the majority of repairs your car will need is not only a waste of your money, but a waste of time as well.

When you are gathering car warranty information online here are some things you should keep in mind during your research:

Auto warranty coverage is a necessity during these tough economic times when car repairs are difficult to budget and are often pushed aside for more important items. When you are researching auto warranty coverage sometimes reading auto warranty reviews left by actual consumers, not paid advertisers, is the most helpful. Automotive Warranty Review does just that!

This site provides an overview of most car warranty companies out there and is always adding more car warranty companies when they find them. Automotive Warranty Review not only provides a platform for users to discuss their experiences with the different automotive warranty companies, but they can leave auto warranty ratings also.

Aftermarket Automotive Warranties
Another popular option that has hit the market in today’s tough economic times is the aftermarket auto warranty that will extend the life of your car warranty, especially for newer vehicles that have run out of it’s warranty.

You can upgrade your coverage by purchasing an aftermarket warranty that will provide you with that coverage that you have never got before. Now you can turn your usual limited warranty package for your vehicle into fully comprehensive way. Customers can also expand the warranty life of the coverage of their vehicle by purchasing aftermarket auto warranty. Continue this article.

When looking for auto warranty coverage you should:

• Read automotive warranty reviews left by consumers
• Research the automotive warranty ratings left by consumers
• Read a detailed summary of what is or is not included in the auto warranty

Automotive Warranty Review and Ratings Sites
An automotive warranty company will tell you what you want to hear because they are out to sell you their product. We have all heard about car warranty companies scamming consumers or leaving out the details about what is covered by their warranty, or not covered in most cases. One of the best ways to determine if a car warranty company offers the best auto warranty coverage is by looking into automotive warranty ratings and automotive warranty reviews left by consumers that have actually experienced the company and have an auto warranty with them.

Auto Warranty Companies
Auto warranty companies vary in plans, rates, and customer service. If you are a consumer interested in finding the best car warranty then these different aspects are very important to you. In your search for the best car warranty you probably tried these steps:

• Searched online.
• Looked in the phone book.
• Checked out reviews on the different auto warranty companies out there.

In order to find the best car warranty that fits your needs you need to carefully evaluate your situation and car type and determine what should be covered in your car warranty. There are important car warranty details that needs to be paid special attention to. Some warranties leave out crucial maintenance and repairs because they are common problems. Read more about what you should look out for below.

Important Car Warranty Details

Before you finalized the things ask your Car dealer to furnish you with all the detailed information about the Car warranty. Understand the items covered in the Car warranty. Some items that are commonly excluded in the items covered by Car warranty may include your wipers, battery, windows, fluids, oil filter, tires, belts, accessories and the emissions system. Read entire article

Here is a brief clip from the article: It’s been an up and down week for Saleen Performance Vehicles, the newly formed company owned by MJ Acquisitions. Just last week Saleen just launched the 435S, their first model based on the 2010 Mustang, but only days before they were slapped with a lawsuit filed by Steve Saleen demanding that they stop using the Saleen name.

While Mr. Saleen claims the lawsuit was filed to “protect the name, reputation and brand value of Steve Saleen”, Saleen Performance Vehicles claim they have every right to use the name after purchasing assets from Saleen, Inc. including the “Saleen brand for superchargers, aftermarket parts and high performance vehicles.” Despite the lawsuit, SPV plans to continue developing its lineup of performance Mustangs, and should launch a second vehicle some time in the fall.
Click here for a Ford Mustang Auto Warranty
Read the article here
photo from autoblog.com

Read the whole article

BMW sued U.S. Fidelis last week alleging that the Wentzville auto warranty company used the carmaker’s name to mislead customers into thinking the two businesses were affiliated.

U.S. Fidelis sent mailers that said “BMW Notification” and told consumers that their warranty coverage had expired, the lawsuit alleges.

The lawsuit alleges trademark infringement, unfair competition and false advertising.

Many BMW owners have complained about U.S. Fidelis using the automaker’s name, said Jan Ehlen, a BMW spokesman.

U.S. Fidelis Chief Executive Chris Riley declined to comment on the litigation in a statement provided to the Business Journal on Wednesday but he did address the company’s sales practices in general.

What sort of a car warranty do I get when I purchase a new car?

That is a question that I hear all the time when someone is looking at auto warranties.

So, I decided to come up with a chart that clearly shows what you get from a certain auto maker. To find out what sort of auto warranty is included in the purchase of your new vehicle, just find the maker of your vehicle in the chart below. To get a car warranty quote, just click on the name of the auto manufacturer.

As you can see, many of the foreign auto makers really come though with great examples of car warranties. Be sure to check out

By Herb Weisbaum
msnbc.com contributor

One of the most obnoxious and deceptive marketing campaigns I have ever seen is taking place right now. It uses postcards, letters, and phone calls to sell outrageously priced extended warranties.

The mailings look like an important notice from your car dealer or automaker. There is always an eye-catching warning on the front of the card, such as: “Final Notice: Expiring Auto Warranty.”

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The process for this question coming about is usually pretty much the same. They decide on a used car, find the right one at an auto dealership, and buy the car. In the process of buying the vehicle, they are told about all the incredible benefits that an auto warranty will provide for you – giving you the same level of security that a new car buyer may have due to their auto warranty. So the person buys…and then they go home and begin to research auto warranties.

Well, it probably would have been better to do the research before hand, as what you would have found is that auto warranties are usually much cheaper and offer more protection when bought online. So, they start to think, “Gosh, how can I get out of this crummy auto service contract (or auto warranty) that I just bought from my dealer?”

Well, the answer is slightly complex due to state laws being different all around the country. In many states, you have up to 72 hours to cancel an auto warranty contract of this sort. So if you have just bought your warranty and you are having second thoughts – get over to that dealer and cancel immediately! If you wait more than 72 hours, you will probably be out of luck!

If you want to find out what a warranty should cost for your vehicle – just use the form on the right hand side or call 877.298.0064

In the research that I have done one this topic, it seems to be summed up like this. When a car company such as GM creates an auto warranty, they are creating a legal and binding agreement or contract between themselves and the new car buyer. So if you buy an auto warranty now from them, or get one free with your vehicle which is much more standard, GM has a legal obligation to pay for the car repair bills you accumulate.

With this legally binding contract, the auto warranty, the company is obligated to make good on it’s promise of service. If GM went completly out of business, and no one took them over (AKA the Federal Government), then that would be a whole separate issue. But, if another company bought GM or the Feds decided to run it, which they pretty much are now any way it seems, then that new entiity would have to pay for your car repair bills by way of the auto warranty you bouht at the time the car was purchased.

So, it could really go either way! Here is an interesting discussion I found about the topic on Yahoo Answers.

Thousands complain about U.S. Fidelis

A Wentzville, Mo., company that touts itself as “America’s leading provider of extended auto warranties” is facing a storm of criticism from consumers nationwide who say they were misled and pressured into buying unnecessary vehicle service, the Better Business Bureau said Thursday.

In the past three years, the BBB has received more than 1,100 complaints and more than 33,000 inquiries from all 50 states about U.S. Fidelis, the nonprofit membership organization said.

Read this article about US Fidelis in it’s entirety here

Some used cars, on the other hand, are not able to have a warranty. These cars will be identified in the used car dealers lot with the words “As Is – NO WARRANTY”. Now, from our point of view, the guy in the picture above might focus on selling used vehicles with no warranty available, if you catch our drift!

If you are buying a used car, it is our opinion that only a used vehicle with a warranty available should be considered. Here is some more information from the Federal Trade Commission website about used vehicle auto warranties:

Used Cars: Warranty Protection

When shopping for a used car, look for a Buyer’s Guide sticker posted on the car’s side window. This sticker is required by the FTC on all used cars sold by dealers. It tells whether a service contract is available. It also indicates whether the vehicle is being sold with a warranty, with implied warranties only, or “as is.”

Read the rest of the article

The Auto Service Contract

A service contract is a promise to perform (or pay for) certain repairs or services. Sometimes called an “extended warranty,” a service contract is not a warranty as defined by federal law. A service contract may be arranged at any time and always costs extra; a warranty comes with a new car and is included in the original price.
The separate and additional cost distinguishes a service contract from a warranty.

Read the entire article here

Here’s how you can obtain a car service agreement (another way to word this) for your automobile that works just like how most people imagine a warranty works. First off, get a quote from a company you trust. You can use the quote form on the right to get a quote right now so you have an idea of how much a warranty for your auto should cost. If you like the price – you have the option of buying it right from our live rep that helped you get the quote for the auto service contract – fast & free!

I realized today that around 3,000 people per month were searching Google for the term auto warrenty! I realize that spelling correctly is sometimes overlooked when you are rushing around, researching a topic such as buying an auto service contract (auto warranty), so I decided to try and help out these misspelling searchers by writing this article about the misspellings I’ve seen. The number one misspelled term is auto warrenty. The second most searched term is auto warrenties.

So if you are looking for an auto warrenty, why don’t you let me direct you to an Auto Warranty! If you are looking for a quote, just use the red form on the right hand side to submit your info – just 3 questions will get you a quote for your new or used vehicle auto service agreement!