Agape Car Warranty may be gone. I have heard nothing but bad press about this extended car warranty company. The first I heard about them came from an owner of a car repair shop in Sacramento, California; he said he tried contacting them in order to get paid on a customer’s car, they gave him a credit card and it didn’t work! Then he contacted them again for the reimbursement money and they said they would send a check. Can you guess what happened next? That’s right, no check! The customer is now stuck with a hefty car repair bill that he thought was going to be covered by this extended car warranty company.

Upon further research on this car warranty company I found the following to complement the story I heard:

• Complaints on Ripoff Report
• Complaints on Complaint Board
• Their website is null

Interesting enough, I haven’t found any news articles on this extended car warranty company.

A lot of the complaints read followed an interesting pattern: They never paid my repairs that was covered in my contract. I went to their business location and they were gone! There was an eviction notice on their business location. I can’t get a hold of Agape.

So what’s up Agape?

This goes to show that before you decide to purchase an extended bumper to bumper car warranty or a used car warranty you need to do research on the different car warranty companies out there! Find a company that will help you along the way and find the best car warranty out there for your car and situation!

One thing I’ve noticed when reviewing some extended car warranty contracts, is in the fine print that nearly everything is excluded. For instance, I was researching a new extended auto warranty company today and in doing so I decided to take a look at their most exclusive contract. This contract is supposed to mirror the manufacture’s contract and give you extended piece of mind. The part of the contract that I have found to look at first is the exclusions because if you only look at what is covered the wording makes it sound like more is covered than is really true. Here is a brief excerpt of the “exclusions” part of the contract.

Any repair required due to normal wear and tear. Repairs required due to overheating, regardless of the cause of overheating, or repairs required due to loss of fluids, regardless of the cause of the loss of fluids. These include, but are not limited to, loss of engine oil, coolant, transmission fluid, freon, power steering fluid, or axle grease. Repairs to be covered components that are performing the function for which they were designed……..Tires, battery, all glass, lenses, sealed beams, light bulbs, brake rotors and drums, shock absorbers, exhaust components, catalytic converter, charcoal canisters, door handle assemblies, speakers, telephones, televisions, AM/FM radio/cassette/CD players exceeding three hundred dollars ($300) repair or replacement costs, GPS/Navigation systems exceeding three hundred dollars ($300) repair or replacement costs, combination GPS/navigation amp; radio units exceeding three hundred dollars ($300) repair or replacement costs, DVD players, game centers, audio/video equipment, radar detectors, touch screens and/or voice activated accessories, voice recognition systems, safety restraint systems to include airbags and related components, fusable links and fuses, circuit boards, head light assemblies, tail light assemblies, shop supplies, hazardous waste charges, bolts, screws, nuts, washers…..

Read Full Article

I would like to know what is covered. In defense of this contract, they do mention that repairs needed as a result of not properly maintaining your vehicle would not be covered. This makes sense to me; if you’re not going to take care of your car regularly then you shouldn’t get repairs covered. On the other hand, this contract also states that normal maintenance is NOT covered. So, what I’m getting from this is manufacture malfunctions are covered, but nothing else?

Remember to research different extended car warranties and read the excluded repairs before signing a contract.

• Find out how much of your repairs will be covered
• Read user reviews and ratings on different extended car warranty companies
• Call and discuss your needs with a reputable representative